This report focuses on the analysis of United States Small Business Administration (SBA) 7(a) loan datai, extracted from the SBA 504 FOIA
and 7(a) Data provided by the United States Small Business Administration. The dataset encompasses data divided into decade-long intervals,
with the most recent update as of 09/30/2023, and quarterly updates expected. The objective of this analysis is to answer critical research questions
and understand borrower characteristics, risk factors, and lending practices to enhance risk management and loan allocation, ultimately benefiting various stakeholders.